Insurance Blog

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December 10th, 2018 by Hodges Insurance

Three Questions About Business Interruption Coverage

When you think about purchasing a business policy, you think about the protection it provides for a fire, windstorm or burglary. Insurance that covers the cost to repair a damaged storefront is one thing – but what about the other implications of closing your doors? Could your business financially weather the storm without that income from regular customers while you rebuild? This is why business... Read Article

What are Chatbots and How Can I Use Them in My Business?

Communicating with your customers is vital to running a successful business, and like much of the world, communication has gone digital. Emails, text messages and even Facebook messages are supplanting face-to-face communications, often because digital is simply more convenient for consumers. In fact, Gartner anticipates by 2020 customers will manage 85 percent of their relationships with businesses without interacting with a human. So, instead of... Read Article

Do I Need Flood Insurance?

You might think you don’t need flood insurance if you live in an area that is considered “high and dry.” Although some areas are more susceptible to flooding than others, flooding can occur anywhere. With heavy rains, spring thaws, or rapid accumulation of rain after a wildfire, flooding can occur in places that are not generally considered at risk. How Does Flood Insurance Differ from... Read Article

How to Avoid Hitting a Deer

The fall season is beautiful, but it also introduces a few different driving hazards… deer collisions being one of them. From October to December, mating and hunting season make deer go on the move. For drivers, that means you’re more likely to hit one. According to the National Insurance Crime Bureau, deer-vehicle collisions are the top animal-related claim in the U.S. Before you get too... Read Article

Are You an Unsafe Driver?

Driving on America’s roadways today is a dangerous undertaking. The National Highway Traffic Safety Administration (NHTSA) reports that the U.S. saw 37,461 traffic fatalities in 2016, many of which were caused by driver error. Many people who consider themselves to be safe, dependable drivers actually have dangerous driving habits. Whether you’ve been driving for days or decades, avoiding the following common driving behaviors can help... Read Article