Two Exceptions to Permissive Use Car Insurance Coverage

Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover “household members” – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term “household... Read Article

On the Road With Uninsured Motorists

A car accident is a shocking event, even when damages are minimal and there are no serious injuries. The insurance company should pay for your vehicle repairs – if you have the right policy. At Hodges Insurance in Louisburg, North Carolina, we know car insurance and we want to help you get the coverage that’s best for you before you need it. When the Accident... Read Article

Six Questions to Ask an Insurance Agent

When your life changes, your insurance often needs to change with it. Yet it’s not always clear what kind of protection you, your family or your business really need. Enter your insurance agent. He or she is there to help you get everything squared away. Not sure how to start? Here are six questions to ask an insurance agent. 1. Do I need additional insurance... Read Article

How To File A Claim For Snow Damage

Weather patterns are constantly changing, and there have been some record-breaking snowfalls in recent years. Heavy snow can create significant damage to your home or vehicles, and it’s critical to understand what to do in the event of snow-related damage. You may have good home and auto insurance coverage, but are you insured for snow damage? Different types of insurance have varying levels of coverage... Read Article

New Year’s Resolutions: Ways to Keep Your Insurance Coverage in Check This Year

Any insurance policy, including auto insurance, homeowner’s insurance and renter’s insurance, should provide enough coverage to make you feel protected in case of an unexpected event. If you aren’t feeling secure with your insurance policies, make a resolution this year to review them. Many consumers shop for insurance once and then forget about it, which can end up costing you more money. One thing you... Read Article